Local heroes home loan program banner

Helping Those Who First Help Us Achieve Homeownership


  • Police Officers
  • Firefighters
  • Teachers
  • Military (active or retired)
  • EMTs
  • Paramedics
  • Nurses
  • Social Workers
  • School District Employees
  • Law Enforcement Employees


  • Minimum 10% down with NO PMI
  • 675 credit score and above
  • 3/1 ARM
  • Must be a Single Family primary residence purchase
  • Must escrow
  • Live within 30 miles of a Guaranty Bank location
We understand that buying a house is likely the largest financial commitment you'll ever make. Whether it's your first home or your dream home, we're here to help every step of the way.

Getting Started

When applying for a home loan, you can speed the application and approval process by bringing along the following information:

  • Current drivers license
  • Your past two pay stubs
  • W-2 forms for the past two years
  • Two years tax returns with all schedules
  • Bank statements for the past two months
  • Statements regarding stocks, bonds, 401(k)s, mutual funds, etc.
  • Homeowners Insurance - Agents name phone number

Additional documentation may be required depending on your loan request.

Springfield, Nixa, and Ozark

2006 S. Glenstone Ave., Springfield, MO 65804

Residential Lender Courtney Carter in a red suit
Courtney Carter
Assistant Vice President Residential Lender
NMLS 2269118
South Glenstone
Residential Lender Jeremy Thomas in a suit
Jeremy Thomas
Assistant Vice President Residential Lender
NMLS 1194861
South Glenstone
Residential Lender Sarah Hassan in a suit
Sarah Hassan
Assistant Vice President Residential Lender
NMLS 2366701
South Glenstone
Residential Lender Steve Mayfield in a suit
Steve Mayfield
Vice President Residential Lender
NMLS 527502
South Glenstone
Residential Lender Wendy McCurdy in a suit
Wendy McCurdy
Vice President Residential Lender
NMLS 559008
South Glenstone
Residential Lending Manager Tyler Stalker in a suit
Tyler Stalker
Senior Vice President Residential Lending Manager
NMLS 712476
South Glenstone

All loans and lines of credit are subject to credit approval and program guideline requirements. Other terms and conditions may apply.